Important Information: Please Read Carefully
If you are experiencing significant financial challenges, we recommend exploring alternative solutions or seeking guidance from a qualified financial advisor.
This website uses Site Visit Recordation Technology to track and document site visits, including technologies provided by third-party services such as Jornaya’s LeadiD. By using this website and submitting your information, you consent to the use of this technology.
The owner of this website is not a lender, nor are we an agent of any lender. We do not accept loan applications, make credit decisions, or engage in any activities directly related to lending, such as arranging, brokering, originating, servicing, underwriting, funding, or collecting loan payments. By submitting your information on this website, you are requesting to be connected with one or more financial service providers who may be able to assist with your financial needs. Each provider is solely responsible for taking your loan application, verifying your information, and making their own credit decisions.
The services offered through this website are strictly administrative in nature (often referred to as “lead generation”) and are provided to you at no cost. Lenders and other financial service providers pay a fee to be connected with consumers seeking financial services. This is often based on a “ping tree” model, similar to Google AdWords, where the highest bidder is connected with the consumer.
In some instances, you may have the option to connect with a tribal lending entity (“TLE”). TLEs operate under tribal and certain federal laws but are generally exempt from state laws, including usury caps. If you choose to connect with a TLE, please be aware that their rates and fees may be higher than those of state-licensed lenders. Additionally, TLEs may require you to agree to resolve disputes in a tribal jurisdiction. It is essential that you carefully read and understand the terms of any loan offered by any lender, whether tribal or state-licensed, and only accept loan offers that you can afford to repay and that include terms you find acceptable.
By submitting your information on this website, you authorize the website owner and its network of lenders to perform a credit check, which may involve verifying your Social Security number, driver’s license number, or other identification, and assessing your creditworthiness. These credit checks are typically conducted through major credit bureaus such as Experian, Equifax, and TransUnion, but may also include alternative credit bureaus like Clarity or DataX. You also authorize the website owner to share your information and credit history with its network of lenders and other service providers.
This service may not be available in all states.
Lender’s or Lending Partner’s Disclosure of Terms
When a lender decides to offer you a loan, they are legally obligated to provide you with documents containing all fees and interest rate information related to the loan. This includes any potential fees for late payments and the terms (if permitted by applicable law) for refinancing, renewing, or rolling over the loan. Loan fees and interest rates are determined solely by the lender or financial service provider based on their internal policies, underwriting criteria, and applicable laws. This website has no knowledge of or control over the specific loan terms offered to you.
Late Payments Can Harm Your Credit Score
Please be aware that missing a payment or making a late payment can negatively impact your credit score. To protect yourself and your credit history, only accept loan terms that you can afford to repay. If you are unable to make a payment on time, contact your lender immediately to discuss available payment options.